CHAPTER 142

SB 610-FN - FINAL VERSION

01/29/2026   0111s

02/05/2026   0431s

23Apr2026... 1497h

2026 SESSION

26-2202

06/09

SENATE BILL 610-FN

AN ACT allowing the insurance commissioner to approve innovative short or long-term care policies.

SPONSORS: Sen. Ricciardi, Dist 9; Sen. Lang, Dist 2; Sen. Gannon, Dist 23; Sen. Watters, Dist 4; Rep. Post, Hills. 42; Rep. Spier, Hills. 6; Rep. Burroughs, Carr. 2

COMMITTEE: Health and Human Services

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AMENDED ANALYSIS

This bill allows the insurance commissioner to approve innovative short or long-term care policies or certificates and rates that the commissioner finds are reasonable and in the public interest.

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

01/29/2026   0111s

02/05/2026   0431s

23Apr2026... 1497h 26-2202

06/09

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Twenty-Six

AN ACT allowing the insurance commissioner to approve innovative short or long-term care policies.

Be it Enacted by the Senate and House of Representatives in General Court convened:

142:1  New Paragraph; Disclosure and Performance Standards for Long-Term Care Insurance.  Amend RSA 415-D:5 by inserting after paragraph IV the following new paragraph:  

V.  Notwithstanding any other provision in this chapter, the insurance commissioner may approve innovative short- or long-term care policies or certificates and rates, provided the commissioner finds that:  

(a)  Issuance or delivery is not contrary to the best interest of the public; and

(b)  The benefits are reasonable in relation to the premium charged.  

142:2  Effective Date.  This act shall take effect 60 days after its passage.  

Approved: June 12, 2026

Effective Date: August 11, 2026